About Us

  • CreditGurus is a financial technology, “fintech,” company that helps you improve your credit online.
  • CreditGurus is FREE to use!
  • CreditGurus was founded by retail credit experts to help Canadians get back on their feet!
  • People found that connecting to the right experts was a difficult task and often expensive. In many cases, people were left with not knowing where to turn.
  • So, we created our FREE credit improvement program!
  • Powered by simplicity, we make the hard stuff easy to understand. No complicated jargon!
  • Create your profile now, and you are off and running!
  • Easy, Private and Secure!

CreditGurus was created to help people like Andrea*


  • Has less than perfect credit.
  • Has a lot of credit card debt.
  • Deals with financial stresses like collection calls and feelings of failure.

Andrea tried to lend her way out of her current situation and applied for an auto loan.

She did not receive an approval.

The retailer told her about CreditGurus to help her resolve her credit issues.

Andrea created her FREE PROFILE.

CreditGurus analysed her credit situation without affecting her credit score.

CreditGurus connected her to the right expert, who provided her with the advice and legal options to move forward!

24 Days Later:

  • Her budget was balanced
  • Collection calls ended
  • Old vehicle is gone
  • And she is driving a more affordable car

Andrea used the CreditGurus platform for FREE.

Receives her FREE coaching every month.

If you can relate to Andrea and need help, then let’s get started!

*While we changed the name, this is an example of a recent CreditGurus client.

We Understand

  • Things come up that can affect your credit score.
  • Bad things happen to good people.
  • The frustrations of credit/financial difficulties
Where you are more than just a credit score!

Our CreditGuru specialists will

  • Things come up that can affect your credit score.
  • Bad things happen to good people.
  • The frustrations of credit/financial difficulties

Check out what people are saying!

“Got my paystub and soon as I opened it I felt a little panic started calculating automatically. I told myself there’s nothing to worry about everything is going to be ok. 2yr habit juggling numbers every 2wks. I like that alert from the credit score, it gives me a goal to hear that more often ok have a great afternoon. Ttyl after I look more into everything. One thing at a time. Right now working on getting everything set and about. “

” Seriously Fred I felt so alone and helpless but that’s the Capricorn in me I don’t ever want to give up. So asking for help was a big step.Thanks for being out there and the Lindsey team ok I gotta go.”


  • Is treated with dignity and respect.
  • Will understand their credit.
  • Will receive free monthly credit coaching!

CreditGurus was founded by Fred G, a retail credit expert

Some days, Fred had to say “no” to 9 out of 10 people who applied for credit.

  • Many were good people that happen to have some difficult things come up.
  • Many were good people who were unable to catch up.
  • Many felt like they were slowly drowning.

Having difficult credit is stressful. CreditGurus was created to help.

“If we help people improve their credit, they will live happier lives.”

RBC (Royal Bank of Canada) | Credit Gurus
TD Canada Trust | Credit Gurus
Scotia Bank | Credit Gurus
Canadian Imperial Bank of Commerce (CIBC) | Credit Gurus
Bank of Montreal - Harris Bank | Credit Gurus
Source One Financial Corporation | Credit Gurus
RIFCO National Auto Finance | Credit Gurus
Scotiabank (Scotia Dealer Advantage) | Credit Gurus