Credit Gurus Logo
Sign Up / Sign In

Privacy Policy 

Last updated: May 22, 2023

Please read this Privacy Policy (“Policy”) carefully before using our website and web application (collectively, the “Service”) operated by 102057776 Saskatchewan Corp, CreditGurus Marketing Canada, CreditGurus Fintech Solutions (“the Company,” “We,” “Us,” or “Our”). This Policy describes our policies and procedures regarding the collection, use, and disclosure of your information when you use the Service and informs you about your privacy rights and how the law protects you. By using the Service, you agree to the collection and use of your information in accordance with this Policy.

 

Interpretation and Definitions

 

Interpretation

The words with initial capital letters have meanings defined under the following conditions. The definitions provided here have the same meaning regardless of whether they appear in the singular or plural form.

Definitions

For the purposes of this Privacy Policy:

  • Account: Refers to a unique account created for you to access our Service or parts of our Service.
  • Company: Refers to 102057776 Saskatchewan Corp, CreditGurus Marketing Canada, CreditGurus Fintech Solutions, located at 120 Sonnenschein Way Saskatoon Saskatchewan.
  • Country: Refers to Saskatchewan, Canada.
  • Cookies: Refers to small files that are placed on your computer, mobile device, or any other device by a website, containing details of your browsing history on that website among its many uses.
  • Device: Refers to any device that can access the Service, such as a computer, cell phone, or digital tablet.
  • Personal Data: Refers to any information that relates to an identified or identifiable individual.
  • Service: Refers to the Website and web application provided by the Company.
  • Service Provider: Refers to any natural or legal person who processes data on behalf of the Company. It includes third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.
  • Third-party Social Media Service: Refers to any website or social network website through which a user can log in or create an account to use the Service.
  • Usage Data: Refers to data collected automatically, either generated using the Service or from the Service infrastructure itself (e.g., the duration of a page visit).
  • Website: Refers to Company, accessible from www.creditgurus.ca.

 

Consent to Use Personal Information

By using our Service, you hereby provide consent to Company, its affiliates, and service providers (collectively referred to as “Service Providers”) to collect, use, store, maintain, update, share, transfer, disclose, and provide access to your Personal Information (as defined below) in accordance with this Policy. The terms “I,” “me,” and “my” refer to the undersigned Applicant and, if applicable, each of the undersigned Co-Applicants, jointly and severally. The terms “you” and “your” refer to 102057776 Saskatchewan Corp, CreditGurus Marketing Canada, CreditGurus Fintech Solutions, its affiliates, and Service Providers involved in providing services related to a Transaction.

 

Personal Information

Personal Information Definition: Personal Information refers to all identifying information about you within our company profile, including but not limited to your name, address, telephone number, date of birth, social insurance number, driver’s license number, mother’s maiden name, employment history, income, information related to vehicle insurance policies (including coverage and claim information), and information concerning your credit, financial institution, or other person or entity, as well as all information provided by and relating to you in any credit application.

 

Accuracy of Information: You certify that all information provided by you in any credit application, card application, or other documentation given in connection with a Transaction is true and accurate.

 

Use of Personal Information

By providing your Personal Information, you authorize and consent to the use of your Personal Information by [Company Name] for the purpose of initiating, processing, or executing any Transaction requested by you and all reasonable purposes related thereto, including but not limited to:

Legal, regulatory, audit, risk assessment, processing, and security purposes (including fraud prevention).

Conducting credit investigations concerning you from time to time in connection with a Transaction. Please note that CreditGurus’ credit investigation and analysis will not affect your credit score.

Exchanging your Personal Information with any credit reporting agency or credit bureau for considering or proceeding with a Transaction.

 

Review, Update, and Opt-Out

You acknowledge that you can review and update any Personal Information retained by Company by sending an email to hello@creditgurus.ca or by calling 877-260-4878. Additionally, you have the option to opt out of certain uses of your Personal Information. However, you recognize that opting out may prevent the completion of the Transaction or the provision of other services.

 

Contact Us

If you have any questions or suggestions about this Privacy Policy, please contact us at:

Email: hello@creditgurus.ca

Phone: 877-260-4878

 

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date at the top of this Policy.

By continuing to use the Service after any revisions become effective, you acknowledge and agree to be bound by the revised Privacy Policy.